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Bandy & Stagg Office

  • Who can file bankruptcy?
  • Will all my debts be discharged if I file for bankruptcy?
  • Will I be able to keep any property if I go bankrupt?
  • Does my spouse have to file with me?
  • What if I have no assets?
  • Will I be able to own anything after bankruptcy?
  • How will bankruptcy affect my credit?
  • How will bankruptcy affect persons who co-signed loans with me?
  • Can my creditors prevent a discharge?
  • Can I file for bankruptcy more than once?
  • How can I tell whether i should file for bankruptcy?
  • Summary of Major Changes Act of 2005

    		•

    CAN MY CREDITORS PREVENT A DISCHARGE?

    Under limited circumstances, a creditor may be able to block a
    bankruptcy discharge of his debt. If a creditor can prove that he
    gave a loan in reasonable reliance on a financial statement which
    was false in important details and given with the intent to deceive
    him, he may avoid having the debt discharged. If a creditor tries to
    avoid the discharge for this reason and fails, the bankruptcy judge
    may order the creditor to pay of the debtor's attorney fees and
    costs in defending the action.
    It is also possible for the bankruptcy court to set aside any transfer
    of property made to conceal ownership or to avoid having it
    included in the bankruptcy, or made to defraud creditors. If this
    happens, the court can take the property and order it sold, with the
    proceeds distributed to the creditors.
    These are just example of problems that may occasionally arise in a
    bankruptcy proceeding. They are among the many matters which
    you will discuss with your attorney.

    We can help you file for bankruptcy. Call 706-935-2201 now for a free consultation.

     
      Marshall M. Bandy Jr, PC
    670 Lafayette Street, Ringgold Ga, 30736
    Phone (706) 935-2201 Fax (706) 965-8980